Job Access Loans are short-term, no interest loans designed to assist eligible individuals to meet emergency needs that support obtaining or maintaining employment.
Wisconsin Works (W-2) eligible individuals must apply through a Financial and Employment Planner (FEP) and develop an acceptable loan repayment plan. Job Access Loans typically are to be repaid within a 12-month period, but may be extended up to maximum of 24 months in individual circumstances. Job Access Loan monthly repayments can be made in two ways: in check/money order or through a combination of check/money order and volunteer community service.
Job Access Loan uses might include, but are not limited to the following:
*Assistance in paying for car repairs necessary for obtaining or maintaining employment.
*Car Loans enabling participants to access transportation to work.
*Required employment clothing/uniforms or equipment expenses.
*Rent or security deposits, if related to employment (relocation, etc).
*Moving expenses to a new area for obtaining or maintaining employment.
Most individuals meeting W-2 agency requirements are potentially eligible for Job Access Loans. Minor teen parents must meet special requirements to receive a Job Access Loan. To qualify for a loan, the individual will be required to verify that they cannot reasonably obtain payment for the specific items through any other source. Funding available fluxuates.