Experian helps individuals to check their credit report and credit score, and protect against identity theft.
Call 1 866 200 6020 to request a copy of your personal credit report to be delivered by U.S. mail.
All consumers are also eligible to obtain one statutory free annual credit file disclosure from each of the national credit reporting companies every twelve months. You may request your disclosures at www.AnnualCreditReport.com or by calling 877 FACTACT. If you prefer to write, a request form is available at www.annualcreditreport.com. (This does not include a credit score)
If you already have an Experian credit report you can dispute online for fast resolution. Or, contact us at the phone number on your report. We cannot accept disputes via email.
If you have a document that you would like to submit to substantiate a dispute regarding the information on your personal credit report, mail it to the address displayed on your credit report from Experian's National Consumer Assistance Center.
Security freezes are designed to prevent a credit reporting company from releasing your credit report without your consent. However, you should be aware that using a security freeze to take control over who is allowed access to the personal and financial information. When you place a security freeze on your file, you will be provided a personal identification number or password to use if you choose to remove the security freeze from your file or authorize the temporary release of your credit report for a specific person or period after the security freeze is in place. (Fees apply)
Fraud alert messages notify potential credit grantors to verify your identification before extending credit in your name in case someone is using your information without your consent.