Description:
You will meet a budget counselor who will conduct a thorough and confidential analysis of your current income and living expenses. Your assets and debts will be examined and evaluated. Together you will develop a spending plan and solutions to your problems will be discussed. To determine if you qualify, fill in our confidential questionnaire and submit it electronically.
If your budget does not stretch far enough for full payments to all your creditors, but does allow for reasonable payments, a debt management plan may be for you. CCCS will make arrangements with as many creditors as possible to accept lower payments. Some creditors may stop or lower the interest and finance charges for clients. Each month you pay a specified amount to CCCS which is desposited into a trust account for dispersal to your creditors.
CCCS offers seminars to the public as part of our on-going education program. Presentations are made to schools, clubs and businesses about all aspects of money management and credit. These presentations are easily adapted to all ages, from teens to senior citizens.